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Waiting period for natural death. yes, 6 months from the policy’s acceptance date. yes, 6 months from the policy’s acceptance date. Waiting period for accidental death.Final expense insurance – Also called funeral insurance or burial insurance, final expense insurance functions in much the same way as life insurance. It is a form of whole life insurance with a much lower coverage amount (typically $5,000-$25,000). You designate a beneficiary who receives the death benefit …A pre-paid funeral is a plan made with a funeral home that’s been paid ahead of time (the money has already been paid or has been set aside for this purpose). There are different ways to do this, depending on your preferences and financial concerns. The plans typically range from $10,000 to $25,000 policy amounts, and are paid for in monthly ...Advantage Funeral & Cremation Services - Runyan-Stevenson, Lakewood, Colorado. 546 likes · 5 talking about this · 73 were here. 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